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SBRC Survey for Teachers

After discussion with the UESF Elementary Committee, SFUSD has put together a Task Force to review and provide guidance on revisions to the TK-5 Standards Based Report Cards.  The Task Force has defined the purpose of the SFUSD K-5 SBRC as follows: to provide a concise and periodic tool for communication among teachers, families and students that includes comprehensible information about a child’s social emotional development, academic development and unique assets.  In an effort to make this tool useful to teachers and families while serving the above purpose, feedback from both groups is essential.  Thank you for taking the time to provide feedback on your experience with the SBRCs.
Are you a teacher who completes the SBRCs?

Yes 

For which grade(s) have you completed SBRCs?

How often do you use the available rubrics to inform your completion of the SBRCs?

Always 

Approximately how long do you spend completing an SBRC for one student in its entirety?

15-30 minutes 

What aspects of the SBRC do you find the most useful for communicating with families?

Which loan is best for you will be determined by 1) property location and 2) your US citizenship status.

What aspects of the SBRC do you find the LEAST useful for communicating with families?

Personal loans UK carry suitable and affordable monthly interest because may well designed for persons from every financial community.

What aspects of the SBRC do you think should not be changed?

I'm often asked how fast a Credit Tenant Lease (CTL) loan can close. CTL financing is a streamlined method of lending against real estate that is triple net (NNN) leased on a long term basis to an investment grade tenant such as Walgreens, Home Depot or Wal-Mart. Because CTL online loans only are non-recourse payday loan direct lenders only no credit check ( https://www.emailmeform.com/builder/form/4P52ZqbQK0xhvEm5Scs ) , bankers don't have to spend as much time looking into the credit of the borrower. With CTL it is the lease that is the primary collateral that backs the payday loan lenders only. Most CTL loans can be completed, from-start-to-finish, in about 60 days.

I have constructed a time-line below that should help NNN investors understand the steps involved in CTL lending and how long each step typically takes.

Initial Quote: 1-3 Days

Based on some basic information that you supply to the banker, they provide a preliminary financing quote. This quote will estimate the maximum loan amount they are willing to offer, give you an idea of current rates and review some of the major fees and expenses you can expect to incur.

Term Sheet / Application: 3-5 Days

If you decide to proceed with the CTL process the investment bank will analyze the lease(s) and gather some information about you. Usually within 5 business days they should be able to issue you a highly detailed term sheet that will act as your formal application. This is a very important document that should be read carefully; it outlines the rights and responsibilities of each party to the loan and will form the bases of your particular CTL mortgage.

Rate Lock: 1-3 Days

The bank will go into the market and lock in your particular interest rate. Because CTL is long-term, high leverage financing this usually involves them hedging their interest rate risk. Your rate will be guaranteed and fixed for the life of your loan.

Underwriting: 35-45 Days

Third party reports such as appraisals and environmental surveys will be ordered and analyzed as they come in. The lease will be verified, title work will be done and numbers will be crunched. Meanwhile the deal will be funded by issuing and selling a private placement mortgage backed bond to fixed income investors. This is the most time consuming aspect of CTL lending (and all commercial mortgage lending for-that-matter), but can usually be accomplished in about a month.

Close: Immediately

Once the last item on the underwriting checklist is done, the loan can be closed just-as-fast-as the lawyers can draw up documents and get it scheduled.

The author, Glenn Fydenkevez, is President of MasterPlan Capital. Mr. Fydenkevez has more than 20 years experience in finance and has been an officer at one of the world's largest investment banks. About MasterPlan: MasterPlan Capital LLC is a dynamic, privately held commercial mortgage lender and real estate investment banker. The firm offers commercial mortgage loans from $1mm+, Credit Tenant Lease financing from $3mm+, equity financing and asset management services to commercial real estate investors nation-wide. Sponsors may apply for a commercial mortgage loan online and will receive an answer the next business day.

What aspects of the SBRC would you like to see changed for the 2015-2016 school year?

It is a multi-purpose loan which can be used for purposes like meeting the wedding expenses, purchasing a car, going on a holiday and lots more.

What should be added to the SBRCs and why?

Thrust into this situation, Horrible credit student loans may well be the sole lifeline of the loan seeker.

What should be omitted from the SBRCs and why?

Like other types of loans, such loan is considered to be unsecured loan as there is no requirement of placement collateral as security against the loan.

Are you satisfied with the timing/ pacing of the SBRCs during the year?

Yes 

if no, then “What changes in timing or pacing of the SBRCs would you like to see?”

 

How challenging was it to use Synergy TeacherVue to complete your SBRCs?

 

What feedback do you have on using Synergy TeacherVue to complete your SBRCs?

 

What additional comments do you have that would inform the revision of our district’s SRBCs for 2014-2015?

 

Would you like to participate in hands-on revision of the SBRC as a member of the Task Force? (extended hour compensation is provided)

Yes 

If yes: “Please provide your email for more information.”

 

Any additional comments to add?

 
Created at 7/23/2019 4:21 AM  by  
Last modified at 7/23/2019 4:21 AM  by